Pricing Stable Genius charges a single, transparent fee per transaction. No monthly fees, no setup costs, no hidden charges.
Transaction Fee Rate Description Per transaction 1% Deducted at settlement time, on-chain. Monthly fee $0 No subscription or platform fees. Setup fee $0 No onboarding or integration costs. Withdrawal fee $0 No fee for ACH settlement to merchant bank.
Example Customer Pays Fee (1%) Merchant Receives Merchant’s Bank $4.50 USDC $0.045 $4.455 USDC $4.46 USD $25.00 USDC $0.25 $24.75 USDC $24.75 USD $100.00 USDC $1.00 $99.00 USDC $99.00 USD
How Fees Work
Customer sends $4.50 USDC to the merchant’s payment address
The settle() function on the smart contract splits the payment on-chain:
$4.455 goes to the merchant’s wallet (net amount)$0.045 goes to the Stable Genius treasury (fee)
The merchant’s $4.455 settles to their bank account on the next withdrawal cycle
Fees are split on-chain in the same transaction as the settlement. Both amounts are independently verifiable on Basescan .
Integrator Pricing For integrators processing payments on behalf of multiple merchants, we offer volume-based pricing. Contact us to discuss pricing for your use case.
Talk to Sales Contact us for custom pricing on high-volume integrations.
Compared to Traditional Payment Processing Stable Genius Credit Cards PayPal Square Transaction fee 1% 2.6% + $0.10 2.9% + $0.30 2.6% + $0.10 Monthly fee $0 Varies $0 $0 Settlement time 1-3 days 1-2 days Instant (to PayPal) 1-2 days Chargebacks None Yes Yes Yes International Same rate Higher rates Higher rates Limited
Stablecoin payments have no chargebacks. Once a customer confirms a blockchain transaction, it’s final. This eliminates chargeback fraud, which costs US merchants over $100 billion annually.
